Global commerce is being revolutionized by technology that speeds transactions, empowers merchants, and increases consumer choice through peer-to-peer lending, global remittance, and e-Commerce innovation. But each new product and platform requires the trust and confidence of people on both sides of the transaction. The greatest financial innovation is meaningless if people are afraid to move their money through it. All the worse if regulators react with overly burdensome compliance regulations or verification protocols that slow transactions, as we’ve seen in response to the Panama Papers and other recent scandals.
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